Category Archives: Finance

More Americans Have Credit Card Debt Than Emergency Savings – A Growing Financial Concern

According to a recent Bankrate report, 33% of Americans have more credit card debt than emergency savings. This alarming trend raises concerns about financial stability in the U.S. Why Credit Card Debt is Rising Greg McBride, Bankrate’s Chief Financial Analyst, states that while fewer Americans report high credit card debt compared to previous years, the percentage is still significant. One key reason for this surge is inflation.… Read More »

Best Super Premium Credit Cards in India

Super-premium credit cards in India are designed for high-net-worth individuals (HNIs) who seek exclusive privileges such as luxury travel benefits, high reward rates, and premium lifestyle perks. These cards offer unlimited airport lounge access, complimentary golf rounds, concierge services, and low foreign currency markup fees. However, they come with high annual fees and stringent eligibility… Read More »

How to Use Credit Cards Wisely?

Here’s a revised version of your introduction that clearly includes the keyphrase “how to use credit card” right at the beginning: “In today’s world, knowing how to use a credit card wisely is essential, as credit cards are not just a luxury but a crucial financial tool for many. While they can offer significant benefits, improper management can lead… Read More »

Loan on Credit Card: A Smart Financial Lifeline

In today’s dynamic financial landscape, credit cards have evolved beyond just being a tool for making payments. They now offer a variety of financial benefits, including instant credit access, easy loan approvals, and flexible repayment options. One such powerful feature is the loan on a credit card, which allows users to borrow against their available credit… Read More »